Allahumma inni a‘udhu bika minal-hammi wal-hazan, wal-‘ajzi wal-kasal, wal-jubni wal-bukhl, wa dala‘id-dayni, wa ghalabatir-rijal.
O Allah, I seek Your protection from worry and grief, helplessness and laziness, cowardice and stinginess, the weight of debt, and being overpowered by people.
What the source includes
Sahih al-Bukhari 6369 places debt among several pressures in a broad supplication. Its wording recognises that financial difficulty can affect emotional wellbeing and a person’s sense of control.
The report does not supply an automatic debt-clearing programme, a repayment deadline or a recitation count that changes a creditor’s rights. Keep such claims separate from the actual quotation.
Facing the situation honestly
List the debts and any urgent notices, and seek trustworthy help if you are unsure how to respond. Do not ignore a serious financial problem because someone says prayer alone will settle it.
For UK readers, MoneyHelper’s debt guidance provides a starting point for finding support. Readers elsewhere should use reputable services appropriate to their country; rules and available help differ.
Faith, dignity and responsibility
Make a personal request for relief, sound judgment and the ability to fulfil obligations. Financial hardship should not become an occasion for shaming someone’s faith or selling them a guaranteed spiritual package.
Questions about a particular financial contract need suitable religious and professional advice. This page explains a supplication rather than evaluating the legality or suitability of an individual loan.
Common questions
Will a fixed number remove debt? This source establishes no such scheme. Is the prayer only financial? It also addresses emotional and other burdens. Does dua remove repayment responsibilities? The quotation does not establish that. Where can I continue? The rizq and work pages concern provision; this page focuses on existing burdens.